At Zyne, we believe everyone deserves the opportunity to build a strong credit history, without fear, confusion, or financial pressure.
Traditional credit cards often make credit building complicated, expensive, and risky. Upfront deposits, hidden fees, interest, and the constant worry of falling into debt can hold people back. We built Zyne to change that.
Zyne is a charge card designed with financial discipline at its core. You can only spend what you already have in your bank account, and your balance is automatically settled within 3 days. That means no debt, no stress, and no surprises, just responsible spending by default.
Every on-time payment you make with Zyne is reported to the credit bureaus, helping you build your credit score steadily and safely over time. No credit checks. No interest. No annual fees. Just progress you can trust.
Signing up takes just 60 seconds. Link your checking account, get a daily spending limit, and start building credit with confidence.
Zyne exists to make credit building simple, fair, and accessible for everyone. Start your journey today and take control of your financial future.
Need help? Reach us at support@zyne.cards
¹ The Aligned Company d/b/a Zyne (“Zyne”) is a technology company, not a bank. Zyne is part of the registered entity - Ryze India Advisory Solutions Private Limited. This Card can be used everywhere Mastercard is accepted.
² Zyne is an independent product and is not affiliated with Mastercard, or any other third-party brands referenced on the website or in marketing materials. Any use of the Mastercard branding is for the purpose of communicating the card's capabilities and acceptance and is not intended to imply any direct business relationship with those entities.
³ To transact with your Zyne Card, you must have an active, Mastercard-compatible bank account linked to Zyne’s services (“Partner Account”). If your Partner Account is disconnected from Zyne services for any reason, you will not be able to use your Zyne Card. Within 30 days of the date of each transaction made using your Zyne Card, Zyne will initiate one or more ACH debits to deduct equivalent funds from your Partner Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3 business days after initiation by Zyne, or up to 14 days after your transaction, depending on the repayment program selected.
*Based on average score increase for users across 12 months when current on all accounts.